Nairobi, Kenya – New car buyers have been warned about a growing fraud scheme involving the temporary KD platesissued by the National Transport and Safety Authority (NTSA). The plates, meant to serve as short-term identifiers while permanent registration is processed, have been turned into a lucrative black market by unscrupulous brokers.

How the Scam Works

Under Kenyan law, KD plates can only be used briefly while awaiting permanent registration. However, brokers obtain multiple sets of these plates and rent them to new car owners at daily rates. Many unsuspecting buyers, unaware of the legal restrictions, assume the plates are valid long-term.

• Some victims discover their insurance is linked only to the temporary plate, not the actual vehicle.

• Others receive fake or short-term insurance stickers that expire quickly.

• Brokers reuse the same plates on several vehicles, exposing buyers to legal and financial risks.

One motorist recounted paying for what she thought was comprehensive cover, only to find she had unknowingly driven for six months without valid insurance. She only realised after being stopped by police and checking with her dealership.

Risks to Motorists

This scam leaves car owners vulnerable if accidents occur, since insurance tied to a plate rather than the vehicle is invalid. Victims also face potential fines or charges for driving without proper registration.

Official Guidance

Authorities and insurance experts recommend:

• Verify all insurance policies and confirm they are tied to the car’s chassis and registration details.

• Avoid middlemen or brokers promising shortcuts.

• Report suspicious activity to NTSA.

• Where possible, arrange insurance directly with licensed providers.

As Kenya rolls out new digital number plates, regulators have urged vigilance to prevent fraud, warning that shortcuts in vehicle registration expose motorists to both financial loss and criminal liability.